Short-Term Business Loan
Quick capital with shorter repayment terms. Cover immediate expenses, close a cash-flow gap, or capture a time-sensitive opportunity without locking in long-term debt.
- Short terms, quick payoff
- Approvals often same day
- No prepayment penalties
$10k – $1M
Funding Amount
Up to 24 months
Term
6%
Starting Rate
1–2 days
Time to Fund
What is a short-term business loan?
A Short-Term Business Loan gives you a lump sum of cash, repaid over a short window—usually 3 to 18 months. It’s designed for urgent business needs, offering quick access to funds and straightforward repayment.
Use it for inventory, payroll bridges, marketing pushes, or any expense that needs capital now and pays itself back quickly.
Get A Free QuoteHow to get a short-term loan
Apply online
30-second application, soft credit check, zero application fee.
Get pre-approved
Your specialist walks through amount, term, and payment options that fit your cash flow.
Get funded
Accept terms and receive funds—often the next business day.
Advantages of a short-term loan
A short-term loan is the right tool when you need capital fast and don’t want to carry a long-term obligation.
- Fast approval and funding: Capital in hand, often within 24 hours.
- Flexible usage: Payroll, inventory, marketing, or unexpected expenses.
- No long-term commitment: Pay it off quickly and refocus on growth.
- No prepayment penalties: Finish early without extra charges.
Apply for free today. Get funded tomorrow.
16+
Years in Business
$2B+
Capital Funded
10k+
Businesses Served
97%
Approval Rate
Need capital fast?
See your options in minutes. Most businesses fund within one business day.
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